AI Financial Concierge

for Smarter Financial Decisions

Not another budgeting app. Decision intelligence for personal and business finance.
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AI Financial Concierge

for Smarter Financial Decisions

Not another budgeting app. Decision intelligence for personal and business finance.
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Download the App

Amibudget is your AI financial concierge. It analyzes your financial data and guides you to one clear, well-reasoned financial decision.
Today you can:
• Log expenses in just a few taps
• See clear charts by category
• Build simple budgets and stick to them
Tomorrow we’re building even more:
*Open Banking integration — connect your bank accounts for real-time cash flow analysis
* AI financial concierge — get one smart recommendation tailored to your goals, not a long list of options

Scan the QR code

Start your smarter money journey today
Financial Concierge AI app Amibudget dashboard mobile interface

Download the App

Amibudget is your AI financial concierge. It analyzes your financial data and guides you to one clear, well-reasoned financial decision.
Today you can:
• Log expenses in just a few taps
• See clear charts by category
• Build simple budgets and stick to them
Tomorrow we’re building even more:
*Open Banking integration — connect your bank accounts for real-time cash flow analysis
* AI financial concierge — get one smart recommendation tailored to your goals, not a long list of options
android
appstore

Financial advising is outdated — finance is evolving.

b2b

For SMEs

Problem:
SMEs struggle with complex financing and slow, product-driven advisory processes.
Solution:
An AI decision engine that analyzes company financials to recommend one best-fit financial product.
Value:
■ Faster access to well — reasoned financing decisions
■ Transparent, data — driven recommendations
■ One clear best option — not multiple vague alternatives
b2b

For Personal Finance

Problem:
Chaotic spending and poor financial decisions driven by impulsive purchases, Buy Now Pay Later habits, and lack of real-time financial clarity.
Solution:
An AI financial concierge that analyzes your real financial data and guides you toward one clear, well-reasoned financial decision — not endless dashboards or alerts.
Value:
■ Clear guidance instead of fragmented insights

How Amibudget Works

Your AI Financial Concierge in 3 Simple Steps

✅ Bank-level security
✅ 100% GDPR compliant
1

Upload your bank accounts or accounting systems data

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2

Upload your bank accounts or accounting systems data

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3

Upload your bank accounts or accounting systems data

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Why Amibudget is different

Feature
Human Advisor
Time to deliver advice
Days or weeks
Real-time
Recommendation process
Incentive-driven
Data-driven
Transparency
Limited
High
Number of options
Multiple alternatives
1 best-fit
Personalization
Partial
Real-time

Why Amibudget is different

Feature
Human Advisor
Time to deliver advice
Days or weeks
Real-time
Recommendation process
Incentive-driven
Data-driven
Transparency
Limited
High
Number of options
Multiple alternatives
1 best-fit
Personalization
Partial
Real-time

Built by a team of experts

We know AI, data, and business

About the project
■ Launched January 2025 (MVP 08.2025)
■ Backed by InQUBE University of Wrocław Entrepreneurship Icubator
■ Featured among Poland’s top fintech startups
■ Endorsed by economics & business professors
■ Listed on the official Map of Polish Fintech 2025
About the team
■ Experts in tech, AI & product development
■ Proven experience in launching and scaling tech startups

For Investors

We are building the AI decision layer for finance

Investment highlights:
Fintech × AI, scalable across B2C and B2B
Decision intelligence, not another finance app
Why now:
Financial decisions are shifting from humans to algorithms
Demand for real-time, data-driven finance is accelerating
iphone 12 pro wooden

What is Amibudget?

An AI financial concierge that guides users to one clear financial decision

Banking apps show data. Amibudget turns financial data into one clear, well-reasoned decision

• Individuals who want clearer, smarter financial decisions
• Small and medium-sized businesses navigating everyday finance
• Freelancers and entrepreneurs managing variable income and cash flow

1. Connects to your bank via Open Banking (PSD2).
2. Uses AI/LLMs to analyze your financial data.
3. Sends risk alerts and personalized suggestions.
4. Provides guidance in a simple chat interface.

• Real-time financial data insights
• Expense and income overview
• Category-based financial analysis
• Decision-oriented financial guidance
• Alerts supporting smarter financial decisions

Amibudget is available on Google Play and App Store.
Right now, we already have users in:
• 🇵🇱 Poland
• 🇺🇸 USA
• 🇨🇦 Canada
• 🇪🇸 Spain

More countries will be added soon.

Yes ✅. Amibudget is fully GDPR and PSD2 compliant, uses encrypted data storage, and only connects through official, certified APIs.

The basic version is free. A premium subscription with advanced features (cash flow forecasting, white-label SDK for banks, business modules) will be introduced soon.

• More integrations with crypto and financial services.

👉 Google Play
👉 iOS.

What is Amibudget?

An AI financial concierge that guides users to one clear financial decision

Banking apps show data. Amibudget turns financial data into one clear, well-reasoned decision

• Individuals who want clearer, smarter financial decisions
• Small and medium-sized businesses navigating everyday finance
• Freelancers and entrepreneurs managing variable income and cash flow

1. Connects to your bank via Open Banking (PSD2).
2. Uses AI/LLMs to analyze your financial data.
3. Sends risk alerts and personalized suggestions.
4. Provides guidance in a simple chat interface.

• Real-time financial data insights
• Expense and income overview
• Category-based financial analysis
• Decision-oriented financial guidance
• Alerts supporting smarter financial decisions

Amibudget is available on Google Play and App Store.
Right now, we already have users in:
• 🇵🇱 Poland
• 🇺🇸 USA
• 🇨🇦 Canada
• 🇪🇸 Spain

More countries will be added soon.

Yes ✅. Amibudget is fully GDPR and PSD2 compliant, uses encrypted data storage, and only connects through official, certified APIs.

The basic version is free. A premium subscription with advanced features (cash flow forecasting, white-label SDK for banks, business modules) will be introduced soon.

• More integrations with crypto and financial services.

👉 Google Play
👉 iOS.